CORRELATION FLOODS, NATURAL DISASTERS TO NPL INSMES INDONESIA
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Date
2019
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Journal of Advanced Research in Dynamical & Control Systems, Vol. 11, 03-Special Issue
Abstract
Indonesia is a developing country with a large number of small operators, so that the necessary financial resources can be obtained from the banking. The government has provided rules for banks to provide lending funds for small businesses. From the loan funds there are non-performing loans with a view to the ratio of non-performing loans, up to 5% in accordance with BI regulations. Currently, the ratio of non-performing loans to small businesses is above 5%, one of the causes of non-performing loans is an extreme factor is a disaster, in accordance with the opinion of Brahmana et al, [1] which states that there is a significant influence after the disaster incidence of NPLs. This study looks for relationships between variables. This study suggests that there is a correlation between natural disasters and positive NPLs, if only floods are correlated to NPLs are negative.
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Keywords
Natural Disasters, Floods, Small Businesses, NPL