THE INFLUENCE OF LOAN TO DEPOSIT RATIO (LDR) AND OPERATIONAL COST TOWARDS OPERATIONAL INCOME (BOPO) AGAINST RETURN ON ASSETS (ROA) (Empirical Study on Banking Company Listed in Indonesia Exchange Period 2014-2018)

No Thumbnail Available
Date
2020
Journal Title
Journal ISSN
Volume Title
Publisher
International Journal of Psychosocial Rehabilitation, Vol.24, Issue 02
Abstract
Bank is one of the financial institutions that main activity is to collect funds from the community and then distribute them with the aim to earn a profit. This study aims to empirically the Influence of Loan to Deposit Ratio (LDR) and Operational Cost to Operational Income (BOPO) to Return On Assets (ROA) on Banking Company Listed in Indonesia Stock Exchange Period 2014-2018. This research uses purposive sampling technique. The data used in this study is secondary data from annual financial reports that have been published by banking company listed in Indonesia Stock Exchange. The data were analyzed using descriptive statistic analysis, classic assumption test, multiple regression analysis, determination coefficient analysis (R2), and hypothesis testing using ttest and Ftest with 5% significance level. The results of this study indicate that partially Loan to Deposit Ratio (LDR) have a positive influence to Return On Assets (ROA) Operational Cost to Operational Income (BOPO) have a negative influenceto Return On Assets (ROA). While simultaneously, Loan to Deposit Ratio (LDR) and Operational Cost to Operational Income (BOPO) haveinfluenceto Return On Assets (ROA).
Description
Keywords
Operational Cost to Operational Income (BOPO), Loan to Deposit Ratio (LDR), Return on Asset (ROA)
Citation