ANALYSIS OF SETTING UP PROVINCIAL CREDIT GUARANTEE INSTITUTION TO ASSIST MICRO, SMALL AND MEDIUM ENTERPRISE IN WEST JAVA, INDONESIA
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Date
2011
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the Universiti Teknologi MARA Johor
Abstract
PURPOSE - The purpose of this study is to provide assessment for the establishment of the Local Credit Guarantee institution in West Java which prudent, transparent, efficient, sustainable, and beneficial to society and national economy.
DESIGN - The research method used is descriptive research method. According to Malhotra, descriptive research is a type of conclusive research That has its major objective the description of something - usually characteristics or functions (Malhotra, 2004: 78). In this research, descriptive research is used to describe the environmental conditions of economic, social and cultural laws and institutions Credit Guarantee Corporation of West Java, which will be established.
FINDINGS - This study found that analysis of Economics environment, Politics, Law, Social and Cultural have an opportunity to set up this institution. Local Credit Guarantee Institution in West Java which prudent, transparent, efficient, sustainable, and beneficial to society and the national economy is feasible and economically profitable to be set up after analyzing operations management, human resources management, finance management and marketing management analysis.
RESEARCH LIMITATION - This research is limited to analyze on the quantity of micro, small and medium enterprise in West java. This research has not calculated the quality of each micro, small and medium enterprise from aspect of business potential, moral hazard and comparison to other previous program that has been implemented by government.
PRACTICAL IMPLICATION - This study can be used by West Java Governor to set up Local Credit Guarantee Institution which prudent, transparent, efficient, sustainable, and beneficial to society and the national economy can be established as feasible and economically profitable.
ORIGINALITY - This paper is new way to analyze probability of setting up Local Credit Guarantee Institution from aspect of legal, economic, social and culture
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Keywords
Micro, Small and Medium Enterprise, Banking, Credit Guarantee Institution