EFFORTS TO INCREASE CUSTOMER LOYALTY OF BANK INDONESIAN SYARIAH OFFICE OF THE MAIN BRANCH OF BANDUNG BY INCREASING PERFORMANCE OF PHYSICAL EVIDENCE, PROCESS AND PEOPLE
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Date
2021
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Widyatama University - WIBEST
Abstract
The service industry is one of the business sectors that has a competitive level of business competition. One
service industry that faces high competition is the banking sector. The condition of banks in Indonesia is
currently growing and shows an increasingly competitive level of competitiveness. Bank Syariah Indonesian
is one of the companies engaged in the Indonesian banking sector. One of the main businesses of . Bank
Syariah Indonesian is consumer lending. This study aims to determine the effect of physical evidence,
process and people on the debtor loyalty of Bank Syariah Indonesian di Bandung both partially and
simultaneously. The research method used is the explanatory method.. The data analysis technique used is
multiple linear regression analysis. The results of the study show that physical evidence, process, people and
debtor loyalty are included in the "Low" condition. Partially the evidence physical process, process, people
have a positive and significant influence on customer loyalty. Simultaneously, physical evidence, process,
and people influence customer loyalty. Suggestions for proposed improvements to the management of Bank
Syariah Indonesian include improvements in terms of people by increasing the number of loan officers by
first taking into account the cost and benefit aspects, providing special service space for retired customers,
conducting product assessments regularly and disseminating information / updating credit provisions the
latest.