Browsing by Author "Husnan, Suad"

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    PENGARUH DIVERSIFIKASI PENDAPATAN TERHADAP RISIKO DAN KINERJA BANK
    (Seminar Nasional & Call For Paper, Forum Manajemen Indonesia (FMI) ke-7, 2015-11-10) Sariartha, Aryanti; Husnan, Suad
    This study examines the effect of bank revenue diversification on risk and performance of listed banks in Indonesia Stock Exchange over the period 2004-2012. Using panel data with measures of risk based on market data this study finds diversification reduces bank unsystematic risk and total risk. Banks gain benefits of decreasing unsystematic and total risk by increasing their fee income. This study finds no evidence of increasing market value from non-interest income. There is no difference of diversification effect on risk between large banks and small banks. Large banks only enjoy lower market beta compared to small banks when the proportion of non-interest income is high. Higher proportion of trading income leads to lower market beta.