Browsing by Author "Hasrantih, Marlian"

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    ISLAMIC BANK PREPARATION TOWARD GO PUBLIC
    (International Conference on Business, Entrepreneurship and Management 2012, San Beda College, 2012-01-25) Puspitasari, Devy M.; Setiadi, Nugroho J.; Hasrantih, Marlian
    After years of stable growth, recovering from a severe economic crisis in 1997, the indonesian economy was hit by the global economic downturn in 2008. The global financial crisis has affected a number of banking institutions, including indonesian islamic banks. The crisis is reflected by the higher financing to deposit ratio (fdr) in islamic bank. Actually,the high fdr has positive impact to economic growth in the community. However, islamic banks have liquidity problems if the clients want to pull their funds from the islamic bank. This study aims to determine the effect of level of liquidity to the level of profitability in islamic banking(muama1at indonesia bank, syariah mandiri bank and syariah mega indonesia bank) over the periods 2005- 2009. Results showed that the level of liquidity as measured by the quick ratio, financing to deposit ratio and loan to asset ratio has a significant influence on return on equity. Interesting funding showed that loan to asset ratio has a negative impact on return on equity.