Widyatama University :: Browsing by Author "Alfiana"

Browsing by Author "Alfiana"

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ANALYSIS OF THE STRATEGY OF THE DEVELOPMENT OF THE OLD CITY ADMINISTRATION WITH THE CONCEPT OF MARKETING STRATEGY: A Case Study in The Local Trade Area of Bandung City, West Java
(International Journal of Psychosocial Rehabilitation, Vol.24, Issue 02, 2020) Kaniawati, Keni; Nurani, Nina; Dora, Yenny Maya; Alfiana
Structurally, cities can be seen as an area which administratively has boundaries and in which there are components of the population, economic systems, social systems, facilities and infrastructure. Functionally the city is the center of activity (economic and socio-cultural) as well as the center of settlements and functions as a center for the physical development of the area. This study examines the strategy of developing Old Town / Cultural Heritage (Chinatown) in the integrity of developing the potential of the region by developing the potential of non-Kota Tua areas / Cultural Heritage areas in order to have a significant economic value (sustainable development). not yet to highlight the potential of the region optimally. This is because many investors are less interested in developing the region due to the regulation of Cultural Heritage. Besides that, the financial capacity of the Bandung City government is limited to financing cultural heritage areas while the ability of the community as owners is very limited, so that all parties need participation in the preservation of cultural heritage buildings (the Chinatown area). In this study, the SWOT method was used with the IFAS-EFAS model, the results showed stability so that synergy was needed with the concept of the overallsustainable development.
DAMPAK PEMILU TERHADAP PERTUMBUHAN KREDIT PERBANKAN
(Simposium Nasional Keuangan dan Perbankan Pertama,Kerjasama antara STIE Indonesia, IFMA, FEB Universitas Diponegoro, FE Universitas Negeri Jakarta, FEB Universitas Singaperbangsa, FEB Universitas Esa Unggul, STIE Perbanas Surabaya, ISEI Jaya., 2016-04-28) Sariartha, Aryanti; Alfiana; Widajatun, Vincentia Wahju
Penelitian ini bertujuan untuk menguji pengaruh kejadian politik pemilihan umum terhadap pertumbuhan kredit industri perbankan di Indonesia periode Desember 2007-November 2012. Penelitian melibatkan seluruh bank di Indonesia. Dengan menggunakan variabel dummy pada masa pemilu diperoleh hasil bahwa pemilihan umum mempengaruhi perilaku industri perbankan khususnya pemberian kredit. Data time series menunjukkan perilaku bank yang memberikan kredit lebih tinggi pada dua bulan sebelum pemilu, pada saat pemilu, dan pada dua bulan setelah pemilu. Hasil studi konsisten dengan variabel pemilu yang bersumber dari regresi probit beberapa variabel indikator ekonomi seperti indeks harga saham gabungan (IHSG), inflasi, dan nilai tukar Rupiah terhadap dollar AS. Hasil studi juga konsisten setelah model regresi melibatkan variabel kontrol rasio kecukupan modal, rasio likuiditas, rasio contagion, dan bank run. Hasil studi ini menemukan 2 pemilu berpengaruh positif terhadap pertumbuhan kredit industri perbankan. Studi ini mendukung beberapa studi terdahulu yang memprediksi adanya perilaku bank dalam pemberian kredit pada masa-masa pemilihan umum.
DAMPAK RISIKO LIKUIDITAS TERHADAP RISIKO SISTEMIK PADA PERBANKAN DI INDONESIA
(Jurnal Akuntansi Bisnis & Ekonomi (JABE), Fakultas Ekonomi, Universitas Widyatama,Vol. 1 No. 2, 2015-09) Alfiana
Dampak Risiko Pasar terhadap Risiko Sistemik : Upaya Memelihara Kestabilan Sistem Keuangan di Indonesia
(Forum Manajemen Indonesia (FMI) ke 8 ,Forum Manajemen Indonesia (FMI) & Universitas Tadulako, 2016-11-10) Alfiana
Risiko pasar merupakan salah satu kemungkinan sumber ketidakstabilan keuangan, menyebabkan kejatuhan suatu bank, jenis risiko yang harus dipantau serta dikurangi pada setiap fase risiko sistemik dan salah satu indikator microprudential yang memantau stabilitas keuangan untuk memprediksi risiko yang akan timbul dan dapat menyebabkan krisis yang mengganggu sistem keuangan atau bersifat sistemik Penelitian ini merupakan penelitian eksploratif yang bertujuan ingin melihat dampak risiko pasar terhadap risiko sistemik dengan menggunakan 6 proksi risiko sistemik dengan dan tanpa jeda 1 bulan pada sektor perbankan karena sektor perbankan menguasai 75-80% aset pada sistem keuangan di Indonesia. Hasil penelitian menyimpulkan bahwa risiko pasar berdampak 10,5-16,2% dengan hubungan arah yang positif pada perbankan di Indonesia, sisanya dipengaruhi oleh faktor faktor lain. Penelitian ini diharapkan berkontribusi pada para bankir dan bank central untuk mengelola risiko pasar agar dapat menurunkan risiko sistemik karena Indonesia belum mempunyai Undang undang jaring pengaman sistem keuangan dalam menangani krisis yang berdampak sistemik.
DETERMINAN FAKTOR FAKTOR YANG MEMPENGARUHI KETIDAKSTABILAN KEUANGAN DI INDONESIA
(Simposium Nasional Keuangan dan Perbankan Pertama,Kerjasama antara STIE Indonesia, IFMA, FEB Universitas Diponegoro, FE Universitas Negeri Jakarta, FEB Universitas Singaperbangsa, FEB Universitas Esa Unggul, STIE Perbanas Surabaya, ISEI Jaya., 2016-04-28) Alfiana; Widayatun, Vincentia Wahyu; Sianipar, Aryanti Sariarta
Schinasi (2005) mengemukakan sumber sumber ketidakstabilan keuangan dan penelitian ini bertujuan untuk membentuk model faktor faktor yang mempengaruhi ketidakstabilan keuangan di Indonesia berdasarkan risiko yang ada pada institusi keuangan, pasar keuangan, infrastruktur keuangan, gangguan makroekonomi dan risiko kejadian. Topik ini merupakan pengkajian bidang manajemen keuangan dengan unit analisis sektor perbankan pada sistem keuangan karena perbankan menguasai 75-80% aset pada sistem keuangan di Indonesia. Rancangan penelitian bersifat deskrptif verifikatif. Jenis data berbentuk data sekunder bulanan dari Statistik Bank Indonesia, Otoritas Jasa Keuangan Biro Pusat Statistik. Dimensi waktu dari 2011-2014. Bank yang diteliti adalah bank umum di Indonesia. Analisis data mengunakan regresi berganda Dari variabel risiko kredit, risiko, likuiditas, risiko pasar, risiko ketersediaan modal, contagion, bank run, inflasi, BI rate nilai tukar, kejadian bencana alam, kejadian politik , kegagalan perusahaan besar dan ketidakstabilan keuangan untuk periode 2011-2014, hanya contagion, bank run yang berpengaruh terhadap ketidakstabilan keuangan di Indonesia.Hasil penelitian ini merupakan inovasi dan berkontribusi pada perekonomian Indonesia karena Indonesia belum mempunyai Undang undang Jaring Pengaman Sistem Keuangan sebagai dasar hukum apabila ada bank gagal dan berdampak sistemik
EFFECT OF ENDOGENOUS RISK ON SYSTEMIC RISK IN INDONESIAN ISLAMIC BANKING
(International Conference on Islamic Economics Management Accounting Business and Social Sciences (ICIEMABS)I, Fakultas Ekonomi dan Bisnis Universitas Padjajaran, STIE Ibnu Sina, APTISI, 2016-08-10) Alfiana; Permatasari, Anggiani
Islamic banking assets accounted for less than 5% of conventional banking assets in Indonesia. Thus, studies on systemic risk or acute financial instability rarely investigated Islamic banking. This study performed in order to fill the absence. It aimed at determining endogenous risk variables affecting the systemic risk in the Indonesian Islamic banking such as capital adequacy risk, contagion, credit risk, bank run, and liquidity risk. It applied multiple regression. Its statistical data sourced from Indonesian Islamic banking 2010-2016. The results showed that only liquidity risk and bank run significantly affected systemic risk, whereas credit risk, capital adequacy risk and contagion did not. As conclusions, endogenous risk movement affected systemic risk movement by 38.07% in which the liquidity risk and bank run positively affected systemic risk in Indonesian Islamic banking. This study would expectedly contribute to bankers and the central bank in maintaining endogenous risk so as to avoid and mitigate effects of systemic risk in Indonesian Islamic banking in the absence of the Act on The Financial System Safety Net in Indonesia to avoid a bank with systemic impact.
THE EFFECT OF INVESTMENT INSTRUMENT OF THE PENSION FUND TOWARD RETURN ON INVESTMENT OF DEFINED BENEFIT PENSION PLAN FROM EMPLOYER PENSION FUND IN INDONESIA
(Journal of Advanced Research in Dynamical & Control Systems, Vol. 11, 03-Special Issue, 2019) Alfiana; Simatupang, Ervina CM; Asikin, Bachtiar; Mulatsih, Listiana Sri
This study aims to find out the investment instruments that have effect on return on investment of the employer pension fund in a defined benefit of pension plan in Indonesia (defined benefit pension plan from employer pension fund). The data used are investment instruments that are permitted for industrial pension funds, return on investment as the secondary data taken from monthly pension fund statistics in the period 2015-2016, and a defined benefit pension plan from employer pension fund industry uses multiple regression with the type of research verification. The results show that deposit certificates and asset backed security have a positive effect on return on investment defined pension plan from employer fund retirement, while shares and mutual funds have a negative effect. This research is useful for those who manage defined benefit pension plan from employer pension fund to allocate funds for investment instrument that results high return on investment because the managers have responsibility for loss and inability to pay employee pension fund and for the financial service authority. This research is also useful to make policy changes about fund allocation limit that are allowed, and the investment instrument that can be used for defined benefit pension plan from employer retirement funds in order to get maximum profit.
IMPLEMENTATION OF THE REGULATION OF PENSION FUND INVESTMENT INSTRUMENTS AND THEIR IMPACT TOWARD THE RETURN ON INVESTMENT INDUSTRY OF FINANCIAL INSTITUTION PENSION FUNDS IN INDONESIA
(Journal of Advanced Research in Dynamical & Control Systems, Vol. 11, 03-Special Issue, 2019) Alfiana; Simatupang, Ervina CM; Putri, Siska
This study aims to find out which investment instrument choices have an impact on the profits of the financial institution pension fund industry, measured through Return on Investments. This research is an explanative study with monthly statistical data (monthly pensions fund statistics) financial institution in Indonesia, using multiple regression. The results showed that the investment services by the financial services authority for the pension fund industry were Asset Backed Security, Bond, Building, Central Bank Bond, Certificate Deposit, Investment Collective Contract, Deposit On Call, Direct Placement In Share, Government Bond, Land, Land and Building, Medium Term Notes, Mutual Funds, REPO, Savings, Shares, Stock Option Contracts, Sukuk, Time Deposits there are only three investments that have an impact on return on investment, namely Sukuk, and Asset-Backed Security which had a positive impact while Share had a negative impact on the benefits of the financial institution pension fund industry. This research is useful for industrial pension fund financial institutions in investing their funds in order to generate a high return on investment as well as the financial services authority in making changes to instrument policies and the proportion (allocations) investment of pension funds.
PENGARUH BOARD INDEPENDENCE, INSTITUTIONAL OWNERSHIP DAN LARGE SHAREHOLDERS TERHADAP KINERJA PERUSAHAAN-PERUSAHAAN KEUANGAN DI INDONESIA PADA PERIODE KRISIS KEUANGAN
(Simposium Nasional Keuangan dan Perbankan Pertama,Kerjasama antara STIE Indonesia, IFMA, FEB Universitas Diponegoro, FE Universitas Negeri Jakarta, FEB Universitas Singaperbangsa, FEB Universitas Esa Unggul, STIE Perbanas Surabaya, ISEI Jaya., 2016-04-28) Aji S, Muhammad Bayu; Alfiana; Agustina R, Anissa
Tujuan yang ingin dicapai dalam penelitian ini adalah untuk mengetahui sejauh mana pengaruh corporate governance terhadap kinerja perusahaan pada periode tahun 2007-2008 atau yang dikenal dengan periode Global Financial Crisis, yang dilakukan oleh perusahaan-perusahaan yang terdaftar di Bursa Efek Indonesia, khususnya perusahaan yang bergerak di industri keuangan. Rancangan penelitian bersifat deskriptif. Metode pengumpulan data adalah dokumentasi. Jenis data berbentuk sekunder berupa laporan keuangan perusahaan. Dalam mengukur kinerja perusahaan peneliti menggunakan data stock returns yang dimulai dari triwulan pertama tahun 2007 hingga triwulan ketiga di tahun 2008. Kemudian, dalam mengukur corporate governance kami fokus pada tiga aspek dalam struktur kepemilikan perusahaan dan board of directors perusahaan. Aspek pertama adalah board independence. Aspek kedua adalah kepemilikan oleh institusi (institutional ownerships), dan yang terakhir adalah kepemilikan besar (large shareholders). Hasil penelitian menunjukan bahwa dari ketiga aspek corporate governance tersebut, tidak satu variabel pun yang menunjukan hasil yang signifikan. Bahkan dengan adanya variabel dummy dan variabel control, seluruh variabel tersebut tidak menghasilkan pengaruh yang signifikan terhadap harga saham.
PROTECTION OF THE IPR (INTELLECTUAL PROPERTY RIGHTS) FOR THE CULINARY INDUSTRY THROUGH LAW NO. 30 OF 2000 CONCERNING TRADE SECRETS RELATED TO FRANCHISE AGREEMENTS SUPPORTING INDONESIAN CREATIVE ECONOMY GROWTH
(International Journal of Psychosocial Rehabilitation, Vol.24, Issue 02, 2020) Nurani, Nina; Maya, Yenny; Kaniawati, Keni; Alfiana
The culinary industry is the secret business of innovative recipes in the form of inventions or information as intangible assets that need to have adequate protection of IPR, because they have high economic value and are vulnerable to unfair business competition. The purpose of this study is to examine IPR protection for the culinary industry through Law No. 30 of 2000 concerning Trade Secrets and what if they are associated with franchise agreements supporting the growth of the Indonesian creative economy. This study uses a normative juridical approach. Interdisciplinary normative juridical refers to the principles, national legal norms, norms of international law, international conventions as secondary primary data and reviews of library data.The study uses descriptive research specification qualitative juridical analysis with methods of historical, sociological, systematic legal interpretation and legal construction. The results showed that the The Trade Secret Law and franchise arrangements had not been effectively used to provide adequate protection, as evidenced by the high submission of applications for Franchise Registration not in line with the minimum number of records of transfer documents and licensing agreements at the Directorate General of IPR. In addition, it is not yet well understood, the regulation is also not yet comprehensive, in the form of unclear categorization and determination of information and legal subject of Trade Secret owners and ranking level of confidentiality. This opens up the potential for violations in the form of plagiarism and imitation as a form of fraudulent business competition. This has hampered the growth of Indonesia's creative economy. Therefore the government needs to revise these various weaknesses and intensify socialization.

Browsing by Author "Alfiana"

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