THE DETERMINANT FACTORS OF OPERATIONAL PERFORMANCE IN INDONESIAN BANKING COMPANIES
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Date
2020
Journal Title
Journal ISSN
Volume Title
Publisher
International Journal of Psychosocial Rehabilitation, Vol.24, Issue 02
Abstract
This study aims to examine the determinant factors of operational performance in the Indonesia
banking companies. The factors are tested include public funds, growth of earning assets, credit risks, liquidity risks
and capital adequcy on operational performance. The data use a new unbalanced data panel from 203 financial
reports of 44 banking companies that listed in the Indonesia Stock Exchange for the period 2013-2017.
The results showed that public funds and the growth of earning assets have a significant negative effect on
operational performance. Meanwhile, credit risk as measured by a non-performing loan has a significant positive
effect on operational performance. However, this study found liquidity risk and leverage risk have no effect on
operational performance.
Description
Keywords
Public Funds, Growth of Earning Assets, Credit Risks, Leverage Risks, Capital Adequacy, Operational Performance