ANALISIS KOMPARATIF RASIO KUALITAS AKTIVA PRODUKTIF, LIKUIDITAS, PERMODALAN DAN RENTABILITAS BANK SYARIAH DAN BANK KONVENSIONAL (Studi Survei pada 3 Bank Umum Syariah dan 12 Bank Umum Konvensional)

Widyatama Repository

ANALISIS KOMPARATIF RASIO KUALITAS AKTIVA PRODUKTIF, LIKUIDITAS, PERMODALAN DAN RENTABILITAS BANK SYARIAH DAN BANK KONVENSIONAL (Studi Survei pada 3 Bank Umum Syariah dan 12 Bank Umum Konvensional)

Show full item record

Title: ANALISIS KOMPARATIF RASIO KUALITAS AKTIVA PRODUKTIF, LIKUIDITAS, PERMODALAN DAN RENTABILITAS BANK SYARIAH DAN BANK KONVENSIONAL (Studi Survei pada 3 Bank Umum Syariah dan 12 Bank Umum Konvensional)
Author: Anhar, Ridwan
Abstract: The main objective of this research is to identify the financial performances of Sharia Banking and Conventional Banking in 2004 until 2007. This research using Asset Quality, Liquidity, Capital and Profitability Ratio as an instrument to measure financial performances of Sharia Banking and Conventional Banking with detailed examination. The samples of the research is Sharia Banking and Conventional Banking which is didn`t using dual banking system method and the total asset is below 40 trilion rupiah`s. The measurement using the standard appraising performance of banking which is settled by Bank Indonesia as a central banking in Indonesia. Non Performing Loan (NPL), Loan to Deposits Ratio (LDR), Capital Adequacy Ratio (CAR), Return on Assets (ROA), Return on Equity (ROE) and Operational Efficiency Ratio (OER) act as an financial instruments to measure the capacity of financial performances of sharia and conventional banking. The method of this research, using comparative method with survey approach and using purposive sample method to selected the samples. To testing the hypothesis, researcher using two sample t-test method, which is generally accepted to compare mean with two different sample and using 95% confidence interval of the difference by means of the significant rate is 5%. The result indicates that Operational Efficiency Ratio (OER) of Sharia Banking proved to be different from Conventional Banking based on significant rate. In the nick of time Non Performing Loan (NPL), Loan to Deposits Ratio (LDR), Capital Adequacy Ratio (CAR), Return on Assets (ROA) and Return on Equity (ROE) found that has no differences between Sharia Banking and Conventional Banking according in-depth analysis on the banking market in Indonesia.
URI: http://repository.widyatama.ac.id/xmlui/handle/123456789/7067
Date: 2008


Files in this item

Files Size Format View
Cover.pdf 103.3Kb PDF View/Open
Abstrak.pdf 98.83Kb PDF View/Open
Daftar Isi.pdf 90.22Kb PDF View/Open
Bab 1.pdf 129.4Kb PDF View/Open
Bab 2.pdf 292.2Kb PDF View/Open
Bab 3.pdf 271.1Kb PDF View/Open
Bab 4.pdf 523.5Kb PDF View/Open
Bab 5.pdf 87.41Kb PDF View/Open
Daftar Pustaka.pdf 93.31Kb PDF View/Open

This item appears in the following Collection(s)

Show full item record