PENGARUH CAPITAL ADEQUACY RATIO (CAR) , NON PERFORMING LOAN (NPL), NET INTEREST MARGIN (NIM), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA BANK PERSERO BUMN YANG GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2008-2012

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PENGARUH CAPITAL ADEQUACY RATIO (CAR) , NON PERFORMING LOAN (NPL), NET INTEREST MARGIN (NIM), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA BANK PERSERO BUMN YANG GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2008-2012

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Title: PENGARUH CAPITAL ADEQUACY RATIO (CAR) , NON PERFORMING LOAN (NPL), NET INTEREST MARGIN (NIM), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA BANK PERSERO BUMN YANG GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2008-2012
Author: Rembawati, R. Cita Resmi
Abstract: This research has a purpose to analyze the effect on Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), BOPO and Loan to Deposit Ratio (LDR) for Return om Asset (ROA) on BUMN Go-Public 2008-2012 period. ROA shows a comparison between the profit before tax to total assets (total assets). So, important for the banks to will be analyzed the factors to determined ROA targeted match with condition of banking and state of economy. This research using data from BUMN published financial reports 2008-2012 period. Analysis technique used is analyzed multiple linear regression and the hypothesis testing with use F and t test. Others also done a classic assumption test covering normality test, multicolinearity test, heteroscedasticity test and autocorrelation test. The result of this research shows that Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) variables has a positive and significant influence to Return On Asset (ROA) in other hand, Non Performing Loan (NPL) and BOPO variables has a negative and significant influence to Return On Asset (ROA) on banking firm. While, Capital Adequacy Ratio (CAR) has a positive and not significant influence to stock Return On Asset (ROA) on banking firm. This result is expected that Non Performing Loan (NPL), BOPO, Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) variable can be made reference, either by company management and also by investors in determining investment strategy. Adjusted R2 value on this research is 0,863 this nean that 86,3% of ROA variable could be explained by independent variables CAR, NPL, NIM, BOPO and LDR and 13,7% remmant of these explained by outside not listed in the formula.
URI: http://repository.widyatama.ac.id/xmlui/handle/123456789/3036
Date: 2014


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